Senior care


Markel is a market leader in providing admitted insurance solutions and risk management resources for senior care and related services.

Markel specializes in coverage for:

  • Independent living communities
  • Assisted living communities
  • Memory care (Alzheimer's/dementia)
  • Skilled nursing
  • Continuing care retirement communities (CCRC) - campus setting with independent living, assisted living, memory care, and skilled nursing
  • Related senior care services

Coverage highlights

This program is available in all states.

Property coverages

  • Property enhancement customized for senior living communities  
  • Ordinance or law
  • Monies and securities
  • Spoilage
  • Employee theft
  • Equipment breakdown
  • 365-day extended period of indemnity
  • Emergency vacating expenses
  • Loss data prevention

General liability coverages*

  • Up to $1,000,000/$3,000,000 on a claims made basis
  • Automatic coverage for liquor liability

Professional and vicarious liability for abuse coverages*

  • Written on a claims made basis with limits up to $1,000,000/$1,000,000/$3,000,000
  • No exclusion for punitive damages
  • Buyback options for defense outside the limits
  • Automatic coverages for media/legal expenses

Auto liability coverages

  • Up to $1,000,000
  • Automatic liability coverage for lessors of leased autos when required by written contract
  • Fellow employee coverage from covered autos
  • Rental reimbursement
  • No deductible for glass repair  

Umbrella coverage

  • Up to $10,000,000
*Coverages vary for skilled nursing.

Senior care leadership

Stephanie Chastain
Underwriting Manager, Senior Care
Kennesaw, GA

Risk management resource center

Visit the Markel Healthcare Practice resource center for risk management resources related to administration, resident care, facility programs, HIPAA, and more.

Explore the resource center.


You must be an appointed healthcare or senior care specialist to submit an application. For more information about appointments, contact Bob Scaglione at 678-290-2133.

Senior care application

Senior care renewal questionnaire

Email your completed application to or fax to 678-290-2200