Specialty commercial solutions

Specialty commercial solutions

Specialty Commercial insures hard-to-place risks for businesses and nonprofits. We offer extensive expertise in the niche markets we serve. Our specialty insurance solutions include property and casualty, workers’ compensation, and accident insurance, as well as admitted and non-admitted property and casualty through our program administrator facility.


 Click the market segments below to learn more about our appetite.

A leader in providing camp insurance, Markel has been in the camp business for decades. Our appetite in this market includes:

  • Camps and youth recreation
    • Community programs and recreation centers
    • Day camps
    • Equestrian camps
    • Jewish Community Centers
    • Religious camps
    • Resident camps
    • Retreats/conference centers
    • Short-term camps
    • Special needs camps
    • Sports camps
    • Trip, travel, and adventure camps
    • Youth recreation programs
  • Boys and Girls Clubs

Providers of enrichment and care to children have plenty to focus on. That’s why Markel has a specialty insurance solution customized for these industries--so they can focus on those in their care, and we’ll focus on insuring the unique needs of their business. 

  • Child care centers
    • Commercial child care centers (for profit and nonprofit)
    • Before- and after-school programs
    • Head Start programs
    • Nursery schools

The health and fitness industry is dedicated to making people look and feel great. Markel is also dedicated--to providing these businesses with the right insurance coverages that address their unique risks. Program administered by Thompson Insurance Enterprises, LLC. Our appetite includes:

  • Health club
    • Large and small health clubs
    • Pools and spas
    • 24/7 key access clubs
    • Franchise operations
    • Snack/juice bars
    • Spin classes
    • Pilates
    • Zumba
    • Yoga
    • Incidental exposures - spa, martial arts, racquetball, tennis, squash, basketball, rock walls

Markel is known as "the insurance company with horse sense" for good reason--we've been insuring horses, farms, and other equine-related activities for over 50 years.

Horse and farm programs:

  • Boarding, breeding, training, and racing facilities 
  • Commercial horse operations 
  • Farriers/blacksmiths 
  • Horse associations/clubs
  • Horse farms and ranches
  • Horse shows and rodeos 
  • Private horse owners 
  • Riding instructors and horse trainers
  • Show animal clubs

Markel offers Errors and Omissions and Directors’ and Officers’ coverage on a surplus lines basis to several classes of investment advisors:

  • Investment advisors
    • Asset managers
    • Divorce financial consultants
    • Financial planners
    • Registered investment advisors (RIAs)
    • Independent investment advisory representatives (IARs)

With over 30 years of experience insuring the medical transport industry, Markel provides coverage for these classes of business:

In the art world, it’s a necessity to protect what’s priceless.

Museums and fine arts:
  • Artists
  • Arts organizations
  • Auctioneers
  • Botanical gardens
  • Conservators
  • Corporate collections
  • Dealers/galleries
  • Exhibitions
  • Historic homes open to the public
  • Historical societies
  • Museums
  • Performing arts groups
  • Personal collections

From fishing guides to hunting lodges, Markel insures a variety of outdoor programs, including:

We know pest control operators work hard to protect the customers they serve. With such a unique business, we understand their risks. Over 5,000 operators have chosen Markel for insuring their pest control business.

  • Pest control
    • General spraying
    • Lawn and ornamental
    • Structural fumigation
    • Termite control

Markel Programs develops profitable partnerships with program administrators for both admitted and non-admitted programs ($5 million - $10 million) with the potential to grow beyond their current structure.

If you're interested in bringing a program to Markel, please contact Mark Nichols, Managing Executive, at 804-527-7622, or click here to learn more.

Markel has the insurance know-how in education. Our coverages provide specialized schools protection for their staff and students. Our appetite in this niche includes:

  • Schools – private, charter, professional
    • K-12
    • Charter
    • Business
    • Computer training
    • Continuing education
    • Correspondence
    • Crafts
    • Culinary
    • Fine arts
    • Head Start
    • Language
    • Montessori
    • Professional development
    • Public speaking
    • Trade and vocational
    • Tutoring
Small businesses are an essential market for Markel.

Markel insures a wide range of nonprofit and social service organizations.

  • Social services:
    • Alternative education/schooling
    • Boys and Girls Clubs
    • Child welfare organizations
    • Counseling services and hotlines
    • Developmentally disabled programs
    • Food banks
    • Foster care agencies
    • Free clinics
    • Group homes (adults and children)
    • Nature centers
    • Residential care facilities (adults and children)
    • Sheltered/handicapped workshops
    • Shelters (battered women, emergency, runaway)
    • Substance abuse recovery facilities
    • YWCAs

Accident insurance is available for group activities and organizations of almost any type. Some of the groups we insure include:

Specialty insurance coverage is available to cover a team, a whole league, or even an association. Our tailored coverage support youth and adult teams and leagues, as well as sports camps and clinics.

Sports and fitness programs:

  • Athletic associations
  • Competitive cheerleading gyms that follow USASF rules
  • Dance schools
  • Independent sports leagues
  • Individual sports teams
  • Local and regional sports associations
  • Martial arts schools
  • Sports camps and clinics
  • USA Gymnastics (USAG) certified gymnastics schools

Injuries can have a dramatic (and costly) impact for students and their families. Living with the after effects of a disabling injury can literally cost millions of dollars. Some of the groups we insure are:

  • Student accident
    • K-12 schools, public and private
    • Boarding schools
    • Charter schools
    • Colleges and universities
    • Intercollegiate sports
    • Interscholastic sports

Workers compensation may be available for some accounts in selected states.

Underwriting and sales contacts by state

To find your underwriting and sales contacts, click the button below.
Markel Specialty commercial underwriting and sales contacts 


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